State Pension

 

If you have paid enough National Insurance contributions during your working life then you will be eligible for a State Pension.

The State Pension is based on your own contributions and in general you will not be able to claim on your spouse or civil partner’s contributions at retirement or if you are widowed or divorced.

However, if you’re widowed you may be able to inherit part of your partner’s additional State Pension already built up.

You can get a state pension statement from the Department for Work and Pensions (DWP) to find out how much state pension you may get, and the number of qualifying years on your National Insurance record.

Tax treatment varies according to individual circumstances and is subject to change.

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