Occupational Pensions / Auto Enrollment

An occupational pension is a pension scheme provided by your employer. There are many different types.

An occupational pension is paid on top of your state pension and the contributions you pay to an occupational pension scheme are separate from and on top of the national insurance contributions you pay for the state pension.

After the introduction of the Government’s pensions automatic-enrolment policy which began in October 2012, employers now have to set up and contribute to a pension scheme for their staff and with effect from October 2018 employer’s must contribute at least 3% of their employees’ basic pay into an appropriate pension scheme.

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