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Independent Financial Advisers<\/p>\n
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0125585555555<\/p>\n
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you@youremailaddress.co.uk<\/p>\n
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Let\u2019s dispel a myth right here and now. You don\u2019t have to be super rich for your estate to be subject to Inheritance Tax (IHT) after you die. Currently IHT is levied on everything you leave above \u00a3325,000. There is an additional \u00a3175000 potentially available to property owners Residence Nil Rate Band<\/span><\/p>\n This includes more than just your home but also the following items which can quickly add up:<\/p>\n The rate of IHT is 40% for everyone. The tax is paid by those that inherit \u2013 and is deducted from the estate on death \u2013 so Inheritance Tax is relevant whether you stand to gain an inheritance or you plan to leave one.<\/p>\n Gaining an inheritance<\/strong><\/p>\n However big or small your inheritance, there are a number of ways to put your money to good use. The ideal way is to invest at least some of it so it grows into a more substantial sum.<\/p>\n Inheritance tax planning<\/strong><\/p>\n The best way to ensure you are minimising the amount of any possible Inheritance Tax is to see an Investment authorised Financial Adviser<\/p>\n An Investment authorised Financial Adviser might, for example, advise you to make gifts now to intended beneficiaries as will be free of IHT (providing you live for 7 years or more following the gifts). There are several other tax-efficient ways of making annual gifts, both to individuals and organisations such as charities.<\/p>\n You could then leave a further \u00a3325,000 free of IHT to your beneficiaries in your will. Gifts between married couples and civil partners incidentally are not subject to any Inheritance Tax. You might also like to think about setting up a trust. If you put part of your estate into a trust for your grandchildren, it could be decades before your cash is again under the eye of the taxman. Trusts can be complicated and your IFA may work in conjunction with a solicitor.<\/p>\n Another option you might like to consider is an insurance policy to pay the tax bill after you die. We can compare all insurers to help find the right policy for you.<\/p>\n Inheritance Tax Planning, Trust and Tax Planning advice are not regulated by the Financial Conduct Authority<\/strong><\/p>\n The tax treatment is dependent on individual circumstances and may be subject to change in future<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” background_color=”#f2f2f2″ global_colors_info=”{}”][et_pb_image src=”https:\/\/georgianapreda.co.uk\/ft4\/wp-content\/uploads\/2025\/04\/dice.png” title_text=”dice” align=”center” _builder_version=”4.27.4″ _module_preset=”default” transform_scale=”136%|136%” width=”100%” custom_margin=”|0px||0px|false|true” custom_padding=”|0px||0px|false|true” global_module=”2501″ saved_tabs=”all” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” text_font_size=”17px” custom_margin=”||12px|||” custom_padding=”|24px||24px|false|true” global_module=”2502″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n Need help? 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Your name here<\/strong>\u00a0<\/span>is an Appointed Representative of A Mortgage Network.\u00a0<\/span>Your name here<\/strong>\u00a0<\/span>is authorised and regulated by the Financial Conduct Authority.<\/p>\n Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.<\/p>\n This firm does not charge a fee for mortgage advice<\/p>\n Registered Address :\u00a0<\/span>your address here<\/strong><\/p>\n Trading Address :\u00a0<\/span>address here<\/strong><\/p>\n The guidance and\/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Independent Financial Advisers0125585555555you@youremailaddress.co.ukInheritance Tax Planning Let\u2019s dispel a myth right here and now. You don\u2019t have to be super rich for your estate to be subject to Inheritance Tax (IHT) after you die. Currently IHT is levied on everything you leave above \u00a3325,000. There is an additional \u00a3175000 potentially available to property owners Residence […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-3049","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/3049","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/comments?post=3049"}],"version-history":[{"count":11,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/3049\/revisions"}],"predecessor-version":[{"id":4223,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/3049\/revisions\/4223"}],"wp:attachment":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/media?parent=3049"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}\n
(unless written in trust)<\/li>\n<\/ul>\nContact us at email@youremailaddress<\/strong>\u00a0and speak to one of our advisers today<\/span><\/h5>\n