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Independent Financial Advisers<\/p>\n
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0125585555555<\/p>\n
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you@youremailaddress.co.uk<\/p>\n
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Capital Investment bonds are designed to give capital growth and\/or income over the medium to long term with access to your money by taking regular or one off withdrawals. Most bonds are designed for investment over at least five years. If you cash in your investment before that time, you are likely to be charged an early-surrender penalty.<\/p>\n
Bonds are set up through insurance companies without the need for a check on your health status and normally people of any age can hold a bond. Bonds can be opened onshore (within the UK) or offshore (usually in the Isle of Man or the Channel Islands) to take advantage of tax concessions. The decision will depend on your personal tax situation.<\/p>\n
There are no maximum limits to invest, but barriers to entry can start higher than other investments, with a \u00a310,000 entry point being not untypical.<\/p>\n
Drawing down income from a capital investment bond can be an option, though obviously any income drawn down will deplete the original capital. You may be able, depending on the policy, to make additional payments to the bond at any time, as well as one-off withdrawals. With a capital investment bond an investor could make a profit from any stock market upturn and in some bonds their capital can be protected should stock markets fall but this protection comes at a cost.<\/p>\n
Capital investment bonds have management charges and these vary greatly. They are usually levied as an annual fund charge or even as an initial charge and early en-cashment charge.<\/p>\n
The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.<\/strong><\/p>\n Tax treatment varies according to individual circumstances and is subject to change.<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.16″ _module_preset=”default” background_color=”#f2f2f2″ global_colors_info=”{}”][et_pb_image src=”https:\/\/georgianapreda.co.uk\/ft4\/wp-content\/uploads\/2025\/04\/dice.png” title_text=”dice” align=”center” _builder_version=”4.27.4″ _module_preset=”default” transform_scale=”136%|136%” width=”100%” custom_margin=”|0px||0px|false|true” custom_padding=”|0px||0px|false|true” global_module=”2501″ saved_tabs=”all” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.9.4″ _module_preset=”default” text_font_size=”17px” custom_margin=”||12px|||” custom_padding=”|24px||24px|false|true” global_module=”2502″ saved_tabs=”all” global_colors_info=”{}”]<\/p>\n Need help? 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Your name here<\/strong>\u00a0<\/span>is an Appointed Representative of A Mortgage Network.\u00a0<\/span>Your name here<\/strong>\u00a0<\/span>is authorised and regulated by the Financial Conduct Authority.<\/p>\n Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.<\/p>\n This firm does not charge a fee for mortgage advice<\/p>\n Registered Address :\u00a0<\/span>your address here<\/strong><\/p>\n Trading Address :\u00a0<\/span>address here<\/strong><\/p>\n The guidance and\/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Independent Financial Advisers0125585555555you@youremailaddress.co.ukCapital Investment Bonds Capital Investment bonds are designed to give capital growth and\/or income over the medium to long term with access to your money by taking regular or one off withdrawals. Most bonds are designed for investment over at least five years. If you cash in your investment before that time, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2710","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/2710","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/comments?post=2710"}],"version-history":[{"count":7,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/2710\/revisions"}],"predecessor-version":[{"id":4192,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/2710\/revisions\/4192"}],"wp:attachment":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/media?parent=2710"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}Contact us at email@youremailaddress<\/strong>\u00a0and speak to one of our advisers today<\/span><\/h5>\n