{"id":2518,"date":"2021-05-22T16:28:58","date_gmt":"2021-05-22T16:28:58","guid":{"rendered":"http:\/\/ftcmail.co.uk\/page\/?page_id=2518"},"modified":"2025-04-04T21:38:45","modified_gmt":"2025-04-04T21:38:45","slug":"annuities","status":"publish","type":"page","link":"https:\/\/georgianapreda.co.uk\/ft4\/annuities\/","title":{"rendered":"Annuities"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;main header section&#8221; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#FFFFFF&#8221; positioning=&#8221;none&#8221; vertical_offset=&#8221;0px&#8221; z_index=&#8221;999&#8243; position_origin_a_tablet=&#8221;&#8221; position_origin_a_phone=&#8221;&#8221; position_origin_a_last_edited=&#8221;on|desktop&#8221; position_origin_f_tablet=&#8221;&#8221; position_origin_f_phone=&#8221;&#8221; position_origin_f_last_edited=&#8221;on|tablet&#8221; position_origin_r_tablet=&#8221;&#8221; position_origin_r_phone=&#8221;&#8221; 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text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;32px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;15px||||false|false&#8221; custom_margin_tablet=&#8221;8px||||false|false&#8221; custom_margin_phone=&#8221;0px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;|0px||0px|false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Independent Financial Advisers<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Almarai||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;32px&#8221; text_orientation=&#8221;right&#8221; custom_margin=&#8221;||||false|false&#8221; custom_margin_tablet=&#8221;1px||||false|false&#8221; custom_margin_phone=&#8221;1px||0px||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; 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_module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1>Annuities<\/h1>\n<p>&nbsp;<\/p>\n<p>When you retire, or continue to work but decide to begin drawing your pension, you have the chance to purchase an annual pension called an annuity.<\/p>\n<p>At retirement you will be entitled to a tax-free lump sum, up to the value of twenty-five percent of your total pension fund, and the remaining seventy-five percent can be used to secure a retirement income. Essentially, you can sell your remaining pension fund, or your total pension fund if you choose not to have a tax-free lump sum, to an insurance company. The insurance company takes your pension fund and offers you an annual pension in exchange. You are effectively buying an annual retirement income using your pension fund as payment; this is known as purchasing an annuity.<\/p>\n<p>We provide expert advice to help you choose the right annuity for you, contact us today for more information.<\/p>\n<p>&nbsp;<\/p>\n<div>\n<div>\n<p><strong>A pension is a long term investment. The fund value may fluctuate and can do down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation<\/strong><\/p>\n<\/div>\n<\/div>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#f2f2f2&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/georgianapreda.co.uk\/ft4\/wp-content\/uploads\/2025\/04\/dice.png&#8221; title_text=&#8221;dice&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; transform_scale=&#8221;136%|136%&#8221; width=&#8221;100%&#8221; custom_margin=&#8221;|0px||0px|false|true&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; global_module=&#8221;2501&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.9.4&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;17px&#8221; custom_margin=&#8221;||12px|||&#8221; custom_padding=&#8221;|24px||24px|false|true&#8221; global_module=&#8221;2502&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Need help? Get in touch with us today, we love to hear from clients old and new.<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px|25px||25px|false|true&#8221; global_module=&#8221;2505&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Call us on <strong>123456789<\/strong><\/p>\n<p>Visit us at <b>your address<\/b><\/p>\n<p>&#8230;.. or simply complete the enquiry form below.<\/p>\n<p>[\/et_pb_text][et_pb_contact_form captcha=&#8221;off&#8221; email=&#8221;info@pageandpage.co.uk&#8221; custom_message=&#8221;The following message has been submitted through your website.||et_pb_line_break_holder||||et_pb_line_break_holder||%%Name%%||et_pb_line_break_holder||%%Email%%||et_pb_line_break_holder||%%Phone%%||et_pb_line_break_holder||%%Message%%||et_pb_line_break_holder||%%marketing%%&#8221; success_message=&#8221;Thank you for contacting us, we will be in touch very soon.&#8221; 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When you retire, or continue to work but decide to begin drawing your pension, you have the chance to purchase an annual pension called an annuity. At retirement you will be entitled to a tax-free lump sum, up to the value of twenty-five percent of your total pension fund, and the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-2518","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/2518","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/comments?post=2518"}],"version-history":[{"count":9,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/2518\/revisions"}],"predecessor-version":[{"id":4182,"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/pages\/2518\/revisions\/4182"}],"wp:attachment":[{"href":"https:\/\/georgianapreda.co.uk\/ft4\/wp-json\/wp\/v2\/media?parent=2518"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}