[et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.16″ background_color=”#0c71c3″ custom_margin=”||||false|false” custom_padding=”||||false|false” bottom_divider_color=”#ffffff” bottom_divider_height=”133px” global_colors_info=”{}”][et_pb_fullwidth_header title=”Specialist Mortgages” _builder_version=”4.27.4″ background_color=”#4f4f4f” custom_padding=”12px||0px||false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][\/et_pb_fullwidth_header][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” _builder_version=”4.27.4″ _module_preset=”default” top_divider_style=”arrow” top_divider_color=”#4f4f4f” top_divider_height=”31px” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_fullwidth_image title_text=”specialist_mortgages_mobile” _builder_version=”4.16″ _module_preset=”default” background_image=”https:\/\/georgianapreda.co.uk\/ft3\/wp-content\/uploads\/2021\/08\/specialist_mortgages.jpg” module_alignment=”center” min_height=”475px” max_height=”354px” background_last_edited=”on|phone” background_image_phone=”https:\/\/georgianapreda.co.uk\/ft3\/wp-content\/uploads\/2021\/08\/specialist_mortgages_mobile.png” background_enable_image_phone=”on” global_colors_info=”{}”][\/et_pb_fullwidth_image][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ top_divider_color=”#1077d1″ top_divider_height=”35px” global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_margin_tablet=”33px|||” custom_margin_phone=”33px|||” custom_margin_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ global_colors_info=”{}”]<\/p>\n
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<\/span><\/p>\n Mortgage for a client coming to the end of their interest only mortgage<\/strong><\/p>\n Our clients, who only receive pension income, had 1 year remaining on their interest only mortgage and they had been told by their current lender that they would have to sell their house if they could not repay the balance. We were able to increase their mortgage term by 14 years and it was affordable to switch the mortgage on to a repayment mortgage. Therefore, they would repay capital and interest and the balance would be repaid in 14 years. The clients were overjoyed by this outcome and they were able to continue living in their home!<\/p>\n <\/span><\/p>\n Mortgage for an employed contract worker<\/strong><\/p>\n Our client is a journalist and works for a newspaper on a contract basis. They pay him a day rate and pay his tax. Most lenders assess contract workers as self – employed but we know that some lenders would assess this on an employed basis. We were able to place this mortgage when he had been told by other brokers that this wasn\u2019t possible! We can help with employed and self – employed contractors. If you aren\u2019t sure which category you come under, give us a call and we can tell you!<\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n <\/span><\/p>\n Your home may be repossessed if you do not keep up repayments on your mortgage<\/strong><\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”3.18.2″ background_color=”#383838″ custom_padding=”1px|0px|0|0px|false|false” global_module=”367″ saved_tabs=”all” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.17.6″ custom_margin=”||0px||false|false” custom_margin_tablet=”” custom_margin_phone=”24px||0px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0|0px|0px|0px|false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.27.4″ text_font=”||||||||” text_text_color=”#9b9b9b” text_line_height=”1em” header_2_text_align=”center” header_2_text_color=”#ffffff” header_2_font_size=”24px” text_orientation=”center” custom_margin=”53px||48px||false|false” custom_margin_tablet=”5px||||false|false” custom_margin_phone=”5px||||false|false” custom_margin_last_edited=”on|phone” global_colors_info=”{}”]<\/p>\n Your name here<\/strong> is an Appointed Representative of A Mortgage Network. Your name here<\/strong> is authorised and regulated by the Financial Conduct Authority.<\/p>\n Most Buy-to-Let Mortgages are not regulated by the Financial Conduct Authority.<\/p>\n This firm does not charge a fee for mortgage advice<\/p>\n Registered Address : your address here<\/strong><\/p>\n Trading Address : address here<\/strong><\/p>\n The guidance and\/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.<\/p>\n <\/p>\n We do not use cookies on this website<\/p>\n [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":" Interest only mortgages Mortgage for a client coming to the end of their interest only mortgage Our clients, who only receive pension income, had 1 year remaining on their interest only mortgage and they had been told by their current lender that they would have to sell their house if they could not repay […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-746","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/pages\/746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/comments?post=746"}],"version-history":[{"count":22,"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/pages\/746\/revisions"}],"predecessor-version":[{"id":4312,"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/pages\/746\/revisions\/4312"}],"wp:attachment":[{"href":"https:\/\/georgianapreda.co.uk\/ft3\/wp-json\/wp\/v2\/media?parent=746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}<\/span><\/h4>\n
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Contractors and complexed income<\/span><\/h4>\n
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Self employed mortgages<\/span><\/h4>\n
Help to Buy<\/span><\/h4>\n