{"id":67,"date":"2019-07-31T14:30:19","date_gmt":"2019-07-31T14:30:19","guid":{"rendered":"http:\/\/ftcmail.co.uk\/sm\/?page_id=67"},"modified":"2025-03-29T11:01:19","modified_gmt":"2025-03-29T11:01:19","slug":"ftb-2","status":"publish","type":"page","link":"https:\/\/georgianapreda.co.uk\/ft1\/ftb-2\/","title":{"rendered":"First Time Buyers"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.10.8&#8243; background_color=&#8221;#ffffff&#8221; min_height=&#8221;138px&#8221; min_height_tablet=&#8221;&#8221; min_height_phone=&#8221;&#8221; min_height_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_module=&#8221;72&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; _builder_version=&#8221;4.16&#8243; custom_margin=&#8221;5px||5px||true|false&#8221; custom_padding=&#8221;10px||7px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; 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header_2_font_size=&#8221;50px&#8221; background_color=&#8221;rgba(0,0,0,0.29)&#8221; custom_margin=&#8221;||||true|false&#8221; custom_padding=&#8221;20px|20px|20px|20px|true|true&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;17px&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;1.2em&#8221; text_line_height_last_edited=&#8221;on|desktop&#8221; header_2_font_size_tablet=&#8221;&#8221; header_2_font_size_phone=&#8221;40px&#8221; header_2_font_size_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2><span>First Time Buyers<\/span><\/h2>\n<p>We know it&#8217;s an exciting time purchasing your first property and we are with you every step of the way. We will answer all of your questions and provide all the help and support you need.<\/p>\n<p>[\/et_pb_text][et_pb_button button_text=&#8221;CONTACT US TODAY&#8221; _builder_version=&#8221;4.10.8&#8243; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#FFFFFF&#8221; button_bg_color=&#8221;rgba(0,0,0,0.32)&#8221; global_module=&#8221;3114&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][et_pb_column type=&#8221;1_2&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;|600|||||||&#8221; header_text_color=&#8221;#0C71C3&#8243; header_3_text_color=&#8221;#0C71C3&#8243; text_orientation=&#8221;center&#8221; hover_enabled=&#8221;0&#8243; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<p style=\"text-align: justify;\">The purchase of your first property is one of life\u2019s milestones and we want it to go smoothly. It\u2019s not just about simply applying for a mortgage \u2013 our advisers have all bought property before and know the process inside out.<\/p>\n<p style=\"text-align: justify;\">We can advise and reassure you every step of the way; if you have an estate agent demanding an Agreement in Principle we can process this at very short notice, if there are issues with the survey we can advise \u2013 we are totally independent and are not employed by any agents and we would be willing to advise you to withdraw if that was in your best interests.<\/p>\n<p style=\"text-align: justify;\">Solicitors play a big part in the transaction but will often use legal jargon in an unfamiliar process, which can be even more confusing for those who have been through the process before. We can recommend trusted solicitors\u00a0 and can help with the conveyancing process if needed, liasing between the parties concerned.<\/p>\n<p style=\"text-align: justify;\"><strong>Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>Commercial mortgages are not regulated by the Financial Conduct Authority.<\/strong><\/p>\n<p style=\"text-align: justify;\"><strong>Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.<\/strong><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#4c4c4c&#8221; custom_padding=&#8221;0px||0px|||&#8221; global_module=&#8221;75&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;17px||6px|||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_text_color=&#8221;#ffffff&#8221; header_text_color=&#8221;#7BB7E8&#8243; header_5_text_align=&#8221;center&#8221; header_5_text_color=&#8221;#7BB7E8&#8243; header_5_font_size=&#8221;32px&#8221; header_6_font_size=&#8221;22px&#8221; background_enable_color=&#8221;off&#8221; custom_margin=&#8221;14px||14px||true|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;1px||1px||true|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding_tablet=&#8221;&#8221; custom_padding_phone=&#8221;6px||41px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; header_5_font_size_tablet=&#8221;&#8221; header_5_font_size_phone=&#8221;20px&#8221; header_5_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h5><span style=\"color: #ffffff;\">Call us on <strong>01234 56789<\/strong>\u00a0and speak to one of our advisers today<\/span><\/h5>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; disabled_on=&#8221;off|off|off&#8221; admin_label=&#8221;Section&#8221; _builder_version=&#8221;4.10.8&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; background_image=&#8221;https:\/\/georgianapreda.co.uk\/ft1\/wp-content\/uploads\/2021\/09\/whitebac.jpg&#8221; min_height=&#8221;36.8px&#8221; custom_margin=&#8221;0px||||false|false&#8221; custom_padding=&#8221;0px||69px||false|false&#8221; top_divider_color=&#8221;#963715&#8243; top_divider_height=&#8221;48px&#8221; global_module=&#8221;1688&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px|auto||auto|false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Libre Franklin||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;47px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;86px||54px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>MORTGAGES<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Libre Franklin|100|||||||&#8221; text_text_color=&#8221;#707070&#8243; text_font_size=&#8221;28px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;30px||-1px||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Straightforward Mortgage advice without the jargon<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_font_size=&#8221;16px&#8221; text_line_height=&#8221;1.3em&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;22px||19px||false|false&#8221; custom_padding=&#8221;|147px||147px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Our experienced Mortgage Advisers will listen carefully to your requirements and search for a competitive mortgage deal which meets your needs. 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_builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_image src=&#8221;https:\/\/georgianapreda.co.uk\/ft1\/wp-content\/uploads\/2021\/11\/mortgage_calculator.png&#8221; title_text=&#8221;mortgage_calculator&#8221; align=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_image][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Libre Franklin||||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;33px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||11px||false|false&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|phone&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;0.9em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>MORTGAGE CALCULATORS<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; text_line_height=&#8221;1.3em&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;|165px||165px|false|true&#8221; custom_padding_tablet=&#8221;|0px||0px|false|true&#8221; custom_padding_phone=&#8221;|0px||0px|false|true&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><span>Use our handy suite of mortgage calculators to find out how much your new mortgage might cost per month, how much you might be able to borrow and how overpayments could reduce the total amount you pay back on your mortgage.<\/span><\/p>\n<p>[\/et_pb_text][et_pb_button button_url=&#8221;@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjEzMyJ9fQ==@&#8221; button_text=&#8221;MORTGAGE CALCULATORS&#8221; button_alignment=&#8221;center&#8221; _builder_version=&#8221;4.16&#8243; _dynamic_attributes=&#8221;button_url&#8221; _module_preset=&#8221;default&#8221; custom_button=&#8221;on&#8221; button_text_color=&#8221;#000000&#8243; global_colors_info=&#8221;{}&#8221;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.10.8&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||true|&#8221; global_module=&#8221;2576&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;footer-ready to talk&#8221; module_id=&#8221;contactbox&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_enable_color=&#8221;off&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 0%|#e5e5e5 100%&#8221; background_color_gradient_start=&#8221;#ffffff&#8221; background_color_gradient_end=&#8221;#e5e5e5&#8243; background_enable_image=&#8221;off&#8221; custom_margin=&#8221;-6px||0px||false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;-35px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; background_last_edited=&#8221;on|desktop&#8221; use_background_color_gradient_phone=&#8221;off&#8221; background_color_gradient_stops_tablet=&#8221;#ffffff 0%|#e5e5e5 100%&#8221; background_color_gradient_stops_phone=&#8221;#ffffff 0%|#e5e5e5 100%&#8221; background_color_gradient_start_phone=&#8221;#ffffff&#8221; global_module=&#8221;2496&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px|auto||auto|false|false&#8221; custom_margin_tablet=&#8221;&#8221; custom_margin_phone=&#8221;&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;0px|||||&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Libre Franklin|600|||||||&#8221; text_text_color=&#8221;#000000&#8243; text_font_size=&#8221;57px&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;63px||||false|false&#8221; custom_margin_tablet=&#8221;64px||||false|false&#8221; custom_margin_phone=&#8221;65px||||false|false&#8221; custom_margin_last_edited=&#8221;on|phone&#8221; custom_padding=&#8221;||14px||false|false&#8221; animation_style=&#8221;fold&#8221; animation_direction=&#8221;bottom&#8221; text_font_size_tablet=&#8221;65px&#8221; text_font_size_phone=&#8221;44px&#8221; text_font_size_last_edited=&#8221;on|desktop&#8221; text_line_height_tablet=&#8221;&#8221; text_line_height_phone=&#8221;0.9em&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Ready to talk?<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;Libre Franklin|200|||||||&#8221; text_text_color=&#8221;#707070&#8243; text_font_size=&#8221;25px&#8221; text_line_height=&#8221;1.2em&#8221; background_enable_color=&#8221;off&#8221; text_orientation=&#8221;center&#8221; custom_margin=&#8221;||1px|||&#8221; custom_padding=&#8221;12px|19px||19px|false|true&#8221; background_last_edited=&#8221;on|desktop&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Jargon free <strong>Mortgage<\/strong> and <strong>Insurance<\/strong> advice? Give us a call today to find out how we can help find your next mortgage. We love to hear from clients old and new.<\/p>\n<p>[\/et_pb_text][et_pb_divider show_divider=&#8221;off&#8221; _builder_version=&#8221;4.16&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; height=&#8221;1px&#8221; custom_margin=&#8221;||35px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_divider][et_pb_text _builder_version=&#8221;4.27.4&#8243; header_font=&#8221;Arial||||||||&#8221; header_text_align=&#8221;center&#8221; header_text_color=&#8221;#000000&#8243; header_line_height=&#8221;1.3em&#8221; custom_margin=&#8221;||0px||false|false&#8221; custom_padding=&#8221;||20px||false|false&#8221; custom_padding_tablet=&#8221;||20px||false|false&#8221; custom_padding_phone=&#8221;||20px||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; header_font_size_tablet=&#8221;&#8221; header_font_size_phone=&#8221;18px&#8221; header_font_size_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h1><span>Call us today on <strong>01234 56789<\/strong> or email <strong>you@youremailaddress.com<\/strong><\/span><\/h1>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; background_color=&#8221;#3d3d3d&#8221; custom_padding=&#8221;||3px|||&#8221; global_module=&#8221;76&#8243; saved_tabs=&#8221;all&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.19.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.4&#8243; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#a0a0a0&#8243; text_font_size=&#8221;14px&#8221; text_line_height=&#8221;1.2em&#8221; link_text_color=&#8221;#9e9e9e&#8221; header_text_color=&#8221;#ffffff&#8221; header_2_text_color=&#8221;#FFFFFF&#8221; text_orientation=&#8221;center&#8221; custom_padding=&#8221;|0px||0px|false|true&#8221; text_font_size_tablet=&#8221;&#8221; text_font_size_phone=&#8221;&#8221; text_font_size_last_edited=&#8221;on|tablet&#8221; text_line_height_tablet=&#8221;1.2em&#8221; text_line_height_phone=&#8221;&#8221; text_line_height_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage.<\/p>\n<p b=\"\">Some forms of Buy to Let mortgages are not regulated by the Financial Conduct Authority.<\/p>\n<p>A fee may be charged for mortgage advice. The exact amount will depend on your circumstances.<\/p>\n<p>Your Mortgage Company Ltd, is an appointed representative of\u00a0 Some Network Limited, which is authorised and regulated by the Financial Conduct Authority.\u00a0<\/p>\n<p class=\"western\">The guidance and\/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.<\/p>\n<p><span style=\"color: #999999;\"><span style=\"text-decoration: underline;\">Privacy Policy<\/span><\/span><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.24.3&#8243; _module_preset=&#8221;default&#8221; link_text_color=&#8221;#808080&#8243; text_orientation=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p><a href=\"https:\/\/georgianapreda.co.uk\" target=\"_blank\" rel=\"noopener\">web design GP<\/a><\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]<\/p>\n","protected":false},"excerpt":{"rendered":"<p>you@youremailaddress.com01234 567890First Time Buyers We know it&#8217;s an exciting time purchasing your first property and we are with you every step of the way. We will answer all of your questions and provide all the help and support you need.The purchase of your first property is one of life\u2019s milestones and we want it to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-template-blank.php","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-67","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/pages\/67","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/comments?post=67"}],"version-history":[{"count":51,"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/pages\/67\/revisions"}],"predecessor-version":[{"id":3534,"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/pages\/67\/revisions\/3534"}],"wp:attachment":[{"href":"https:\/\/georgianapreda.co.uk\/ft1\/wp-json\/wp\/v2\/media?parent=67"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}